Learning to save and manage money is important. A Smart Saver Account is the perfect way to give your child a head start toward a secure financial foundation. By starting the education process early, your children will be better equipped to make wise financial decisions in the future. With just $5 and proof of birth date, you can open a Smart Saver Account. Even if you’re not a parent, this is a unique gift that will grow with your niece/nephew, godchild, grandchild, or that special little one who has captured a piece of your heart. The account can be established for children from birth to 15 years old. Upon the child’s 16th birthday, he/she will become eligible for full membership to the G.U.T. Credit Union.